Accepting New Merchants

Payment Processing
for High-Risk
Businesses

VeraPay connects US-based high-risk merchants with trusted domestic processors. Fast onboarding, no unnecessary back-and-forth, and competitive rates — so you can focus on running your business.

Apply for Processing Learn More
VeraPay at a Glance
25+Years processor experience
USDomestic merchants only
FastStreamlined onboarding
ZeroUnnecessary questions
Industries We Serve
Peptides Cannabis Adult Content Gambling Nutraceuticals Firearms Crypto Travel
Education

What Is a High-Risk
Merchant Account?

A high-risk merchant account is a type of payment processing account designed for businesses that traditional banks and processors consider too risky to work with. This doesn't mean your business is doing anything wrong — it simply means your industry has characteristics that make standard processors uncomfortable.

These businesses typically deal with higher chargeback rates, operate in regulated industries, or process large transaction volumes. Without a high-risk account, many legitimate businesses simply cannot accept credit cards.

VeraPay specializes in placing these businesses with processors who understand your industry, accept your risk profile, and offer competitive rates — without the rejection letters and wasted time.

Why Are Businesses Labeled High-Risk?
  • 📊

    High Chargeback Rates

    Industries with frequent refund disputes or subscription billing get flagged automatically by processors.

  • ⚖️

    Regulated Industries

    Cannabis, firearms, pharmaceuticals, and adult content face legal scrutiny that scares standard processors away.

  • 🌍

    International Transactions

    Processing across borders increases perceived fraud risk in the eyes of traditional banks and card networks.

  • 💳

    High Transaction Volume

    Large monthly volumes without established processing history trigger automatic risk flags at most institutions.

About VeraPay

Built by People Who
Know This Industry

VeraPay was founded with one goal: remove the friction between high-risk merchants and the processors who can actually help them.

We come from inside the industry. We've seen firsthand how slow onboarding, miscommunication, and poor merchant-processor matching costs businesses time and money. So we built a better process.

When you apply through VeraPay, we collect everything upfront. We vet your business thoroughly before we ever approach a processor. That means faster approvals, better rates, and no back-and-forth that wastes your time.

We work with trusted domestic processors across the United States — giving your business the best possible match for your specific industry and processing volume.

⚡

Fully Automated Intake

Our process collects everything we need upfront. No follow-up emails, no chasing documents.

🎯

Pre-Vetted Submissions

We only bring processors businesses we've already qualified — higher approval rates, faster decisions.

🌐

Domestic Processor Network

We work exclusively with trusted US-based processors — reliable, accountable, and experienced in high-risk verticals.

🤝

No Hidden Fees

VeraPay earns a small share of your processing fee — only when you're successfully placed and processing.

Our Founder

The Person Behind VeraPay

Talan Maglio

Talan Maglio

Founder & CEO

Talan spent years working inside the payment processing industry as an Account Executive, building real relationships with merchants, learning the mechanics of high-risk processing, and watching firsthand how slow and broken the onboarding process was for the businesses that needed it most.

He quickly realized that most of what he was doing daily could be done faster, smarter, and with far less friction — and that the merchants on the other end deserved better than the endless back-and-forth that defined the industry. So he built VeraPay from the ground up.

VeraPay isn't built on guesswork. It's built on real industry experience, direct processor relationships, and a genuine understanding of what high-risk merchants actually need to get processing and start growing.

High-Risk Processing Account Executive Merchant Onboarding Sales & Automation Processor Relations
Industries

Industries We Specialize In

Not sure if your business qualifies? Apply anyway — we'll let you know.

🧬

Peptides & Research Chemicals

Peptide sellers and research chemical companies face blanket bans from most processors. We have established relationships with processors who specialize in this vertical.

🌿

Cannabis & CBD

From dispensaries to CBD e-commerce, we navigate the complex regulatory landscape to get your store processing legally and reliably.

🔞

Adult Content & Entertainment

Creator platforms, subscription sites, and adult entertainment businesses need processors who understand the industry — and we know exactly who to call.

🎰

Gambling & Gaming

Online gaming, sports betting, and gambling platforms require specialized licensing-aware processors. We match you with the right one for your jurisdiction.

💊

Nutraceuticals & Supplements

High-volume supplement brands and nutraceutical companies often face sudden account terminations. We build stable, long-term processing relationships.

✈️

Travel & High-Ticket Sales

Travel agencies and high-ticket e-commerce businesses with large transaction sizes need processors comfortable with volume. We have the connections.

Get Started

Apply for Merchant Processing

Fill out the form below and a VeraPay specialist will reach out within 1 business day.

We've simplified the application process. Submit your information once — we handle everything from there. No repeated requests, no confusing questions.

✓
Response within 1 business day
✓
No spam — your info stays private
✓
US-based merchants only — domestic focus
✓
No upfront costs to apply
✓
All high-risk industries considered
Merchant Application
All fields required. We'll review your submission and be in touch shortly.

By submitting, you agree to be contacted by VeraPay regarding your application. We do not sell or share your information.